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Lamar County Public Notices 11-03-2009

State of Georgia, County of Lamar All creditors of the estate of Zelma Ruth Copeland, deceased, late of Lamar County, Georgia, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned. This the 29th day of Oct., 2009. /s/James W. Copeland Jr., Personal Representative, 171 Hoyt Rd., Milner, Ga. 30257. (11-3)(4)(p)gpn18 Notice, Georgia, Lamar County Probate Court To: (any heir whose current address is unknown) George E. Smith, Sr., has petitioned to be appointed Administrator(s) of the estate of Bessie Otis Smith, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before Nov. 30, 2009. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. /s/Kathryn B. Martin, Probate Judge, 326 Thomaston St., Barnesville, Ga. 30204, 770-358-5155. (11-3)(4)(p)gpn18 Notice to Debtors and Creditors, State of Georgia, County of Lamar All creditors of the Estate of Viola Ashley Hodecker, deceased, late of Lamar County, Georgia, are hereby notified to render in their demands by filing same with the Probate Court of Lamar County, Lamar County Courthouse, 326 Thomaston Street, Barnesville, Georgia 30204, according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned. Doris Sharon Stavely, Executrix of the Estate of Viola Ashley Hodecker L. Scott Mayfield, Attorney at Law Smith, Welch & Brittain, 404 Thomaston Street, Barnesville, GA 30204. (10-27)(4)(b)(ts)(aff)gpn18 Notice, Georgia, Lamar County Probate Court To: (any heir whose current address is unknown) Megan Carla Williamson, has petitioned to be appointed Administrator(s) of the estate of Wanda Wade Dennis Williamson, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before Nov. 23, 2009. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. /s/Kathryn B. Martin, Probate Judge, 326 Thomaston St., Barnesville, Ga. 30204, 770-358-5155. (10-27)(4)(p)gpn18 State of Georgia, County of Lamar All creditors of the estate of Paul Daniel Hayes, deceased, late of Lamar County, Georgia, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned. This the 19th day of Oct., 2009. /s/Elizabeth Ann Hayes, Personal Representative, 431 Crawford Road, Barnesville, Ga. 30204. (10-27)(4)(p)gpn18 Notice, Georgia, Lamar County Probate Court To: (any heir whose current address is unknown) Dexter L. Fletcher, has petitioned to be appointed Administrator(s) of the estate of Charlie Fletcher, Jr., deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before Nov. 23, 2009. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. /s/Kathryn B. Martin, Probate Judge, 326 Thomaston St., Barnesville, Ga. 30204. (10-27)(4)(p)gpn18 Notice of Sale Under Power, Georgia, Lamar County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Carey Buckner and Ruby Buckner to Jim Walter Homes, Inc., dated January 15, 1993 and recorded in Deed Book 158, Folio 770-773, in the Office of the Clerk of Superior Court for Lamar County, Georgia, conveying the after described property to secure a Note for the original indebtedness, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lamar County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009 the following described property: All that tract or parcel of land lying and being in the City of Barnesville, Lamar County, Georgia, and being more particularly described as follows:On the East by lands now formerly owned by A.N. Zellner, North by lands now or formerly owned by Edward Elder, West by Elder Row, and South by Dickey Alley. Said lot beginning at the Southwest corner and running East seventy (70) feet more or less, thence North to the Elder lot. This is the same property conveyed to Henry Hicks by T.J. Berry and A.H. English by deed dated February 23, 1911, and recorded in Deed Book 5, Page 566, in the Office of the Clerk of the Superior Court of Pike County, Georgia. This is the same property conveyed by a Quit Claim Deed dated July 26, 1967, Administering the estate of Elmira Davis and that Annie Grace McElroy a party to the deed of 1967 is presently decreased and the grantors of the deed therein are all the heirs at law of Annie Grace McElroy. However, accurately described by survey of A&A Surveyors Drawing #1366 dated 1/13/93 as; All that tract or parcel of land lying and being in the City of Barnesville, Lamar County, Georgia, consisting of 3358 square feet, and being more particularly described as follows: Beginning at an iron pin at the intersection of the North right-of-way of 10th Street and The West right-of-way of Mill Street; thence Westerly along the North right-of-way of 10th Street for a distance of 186 feet to an iron pin at the true point of beginning; thence North 01 degrees 02 minutes 40 seconds West for a distance of 60.00 feet to an iron pin; thence South 87 degrees West for a distance of 48.00 feet to an iron pin; thence South 01 Degrees 02 minutes 40 seconds East for a distance of 60.00 feet to an iron pin; thence North 87 degrees East for a distance of 48.00 feet to an iron pin at the true point of beginning. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above, the same having been assigned to Walter Mortgage Company Mortgage Company. To the best of our knowledge and belief of the undersigned, the party in possession of the property is Carey Buckner and Ruby Buckner and/or Vanessa Smith and Angelyn Geiger and/or tenants and said property is more commonly known as 107 Carey James Buckner Street, Barnesville, Georgia 30204-1293. This the 19th day of October, 2009. Walter Mortgage Company as Attorney-in-Fact for Carey Buckner and Ruby Buckner John M. Hull Leitner, Williams, Dooley & Napolitan, PLLC, 801 Broad Street, Chattanooga, TN 37402, (423)265-0214 mw/JMH 09/25/09 Our file no. 6459/595 This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. (11-3)(4)(x)(ts)(aff)gpn11 Notice of Sale Under Power By virtue of the power of sale contained in a Deed to Secure Debt by Michael J. Clark and Sarah Ann Rokich Clark to Mortgage Electronic Registration Systems, Inc. (“MERS”), as nominee for Countrywide Home Loans, Inc., dated November 1, 2006 and filed for record November 17, 2006 in Deed Book 602, Page 107, Lamar County, Georgia records, and securing a Note in the original principal amount of $91,500.00;  last transferred to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWABS, Inc., Asset Backed Certificates, Series 2006-25 by Assignment filed for record in the public deed records of Lamar County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lamar County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWABS, Inc., Asset Backed Certificates, Series 2006-25 as Attorney-in-Fact for Michael J. Clark and Sarah Ann Rokich Clark the following property to-wit: All that lot, tract or parcel of  land situate, lying and being in Land Lot 34 of the 8th Land District of Lamar County, Georgia, and being more particularly shown and designated at 5.00 acres, on a plat of survey entitled “Survey for Dan P. Slade”, prepared by Robert S. Mitchell, Registered Land Surveyor, dated February 22, 1996, a copy of which said plat is recorded in Plat Book 13, Page 106 of the Superior Court Records of Lamar County, Georgia, and which said plat, together with the metes, bounds, courses and distances shown thereon with respect to said property, is incorporated herein and made a part hereof as fully as if set out herein. The above described property is also known as 336 Grape Creek Road, Milner, GA 30257. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Michael J. Clark and Sarah Ann Rokich Clark. Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP servicer for The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWABS, Inc., Asset Backed Certificates, Series 2006-25  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWABS, Inc., Asset Backed Certificates, Series 2006-25 as Attorney-in-Fact for Michael J. Clark and Sarah Ann Rokich Clark Shuping, Morse & Ross, LLP, By:  S. Andrew Shuping, Jr.  , S. Andrew Shuping, Jr., 6259 Riverdale Road, Suite 100, Riverdale, Georgia  30274-1698, (770) 991-0000. This law firm is attempting to collect a debt. Any information obtained will be used for that purpose. (11-3)(4)(p)(ts)(aff)gpn11 Notice of Sale Under Power, Georgia, Lamar County Because of default in the payment of the indebtedness, secured by a Security Deed executed by William Ellerby to Mortgage Electronic Registration Systems, Inc. dated July 15, 2004 in the amount of $95,000.00, and recorded in Deed Book 483, Page 253, Lamar County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009, during the legal hours of sale, at the Courthouse door in Lamar County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that lot, tract or parcel of land situate, lying and being in Land Lot 31 of the Seventh Land District of Lamar County, Georgia, containing one half acre, more or less, and fronting 100 feet on the Western side of Old Alabama Road (f/k/a Confederate Cemetery Road) and running back of even width to a depth of 240 feet, more or less, to the Negro Cemetery, as bounded, now or formerly, as follows: North by a 10 foot driveway running Westerly, from Old Alabama Road to the Negro Cemetery with property of (formerly) Mrs. John W. Woodall, Jr., on the North side of said Cemetery; East by Old Alabama Road; South by property of B. Lloyd Woodall; West by Negro Cemetery. All corners are marked by iron stake. This is the same property conveyed to James W. Bell and Mary Bell by B. Lloyd Woodall under Deed dated December 6, 1960 and recorded in Deed Book 38, Page 110, Lamar County Records. Said property is more commonly known as 138 Old Alabama Road, according to the system of numbering presently in use in Lamar County, Georgia. which has the property address of 138 Old Alabama Road, Milner, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of William Ellerby and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc., Attorney in Fact for William Ellerby Anthony DeMarlo, Attorney/awilby, McCurdy & Candler, L.L.C., (404) 373-1612 www.mccurdycandler.com, File No. 09-24279 /CONV This law firm is acting as a debt collector and is attempting to collect a debt. Any information obtained will be used for that purpose. (11-3)(4)(x)(ts)(aff)gpn11 Notice of Sale Under Power, Georgia, Lamar County This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Charles J. Giles and Ellen M. Giles to Ameriquest Mortgage Company, dated December 2, 2004, recorded in Deed Book 502, Page 243, Lamar County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee in trust for the benefit of the Certificateholders for Ameriquest Mortgage Securities Inc. Asset Backed Pass-Through Certificates, Series 2004-R12 by assignment to be recorded in the Office of the Clerk of Superior Court of Lamar County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Sixty-Six Thousand Eight Hundred and 0/100 Dollars ($66,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lamar County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: Exhibit ‘A’ The land referred to in this exhibit is located in the County of Lamar and the State of Georgia in Deed Book 390, Page 79, and described as follows: All that tract or parcel of land lying and being in Land Lot 158 of the 3rd Land District of Lamar County, Georgia, containing 2.332 acres, lying on the southeastern side of Chappell Mill Road and being more particularly described as Lot 7 upon a certain plat of survey entitles “Survey for Russell L. Perry, Jr.” by Robert Smith Mitchell, GA RLS No. 1580, dated September 21, 1993, and recorded in Plat Book 12, Page 154, Clerk’s Office, Superior Court, Lamar County, Georgia. This plat together with its meters, bounds, courses and distances, is hereby incorporated by reference herein and made a part hereof. Excepting any part of the land lying within the right of way bounds of Chappell Mill Road. MR/ma0 12/1/09 Our file no. 52965109 – FT1 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: American Home Mortgage Servicing Inc., 6501 Irvine Center Drive, Irvine, CA 92618, 877-304-3100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Charles J. Giles and Ellen M. Giles or a tenant or tenants and said property is more commonly known as 123 Chappell Mill Rd., Milner, Georgia 30257. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee in trust for the benefit of the Certificateholders for Ameriquest Mortgage Securities Inc. Asset Backed Pass-Through Certificates, Series 2004-R12 as Attorney in Fact for Charles J. Giles and Ellen M. Giles McCalla Raymer, LLC, 1544 Old Alabama Road, Roswell, Georgia 30076 www.foreclosurehotline.net MR/ma0 12/1/09 Our file no. 52965109-FT1 (11-3)(4)(ts)(aff)(p)gpn11 Notice of Sale Under Power in Security Deed, State of Georgia, County of Lamar Pursuant to a power of sale contained in a deed to secure debt from Barbara Ann Hanley to United Bank dated April 7, 2008, and recorded in Deed Book 665, Pages 309313, Lamar County, Georgia, Superior Court Records, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Lamar County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, (Dec. 1, 2009) the following described property: Exhibit “A” All that tract or parcel of land lying and being in Land Lot 229 of the 7th Land District of Lamar County, Georgia, containing 4.112 acres, together with all improvements thereon, lying on the northern side of Dumas Road, and being more particularly described upon a certain plat of survey entitled “Property Survey for John W. Hanley & Barbara A. Hanley” prepared by Gerald H. Bernhard, Ga. RLS No. 2688, dated Jan. 7, 1998, and recorded in Plat Book 13, Page 469, in the Office of the Clerk of Superior Court of Lamar County, Georgia. Said plat, together with the metes, bounds, courses and distances shown thereon, is hereby incorporated into and made a part hereof as if set out fully herein. SUBJECT TO all easements of record. TOGETHER WITH a certain mobile home or manufactured home which is permanently affixed to the land, to wit: 1985 Destiny (“Hyatt” Model), SN HH4545A&B. This is the same property which was conveyed unto John William Hanley, III & Barbara Ann Hanley from David M. Ellis by Warranty Deed dated Dec. 19, 1998, and recorded in deed book 253, page 341, said records. (Property known as No. 144 Dumas Rd., Barnesville, GA 30204.) The debt secured by said security deed and the note given in evidence thereof have been and are hereby declared due because of default in payment of the monthly installments due under said note. This sale will be made for the purpose of paying the same and all expenses of this sale. To the best of the undersigned’s knowledge and belief, the party in possession of the property is Barbara Ann Hanley. Under the terms of the aforesaid deed to secure debt, said property will be sold as the property of the aforesaid Barbara Ann Hanley, subject to all taxes, assessments, easements, and restrictions, if any, and the proceeds of said sale applied as provided in said deed. Notice of the initiation of proceedings to exercise the power of sale provided in said deed to secure debt was duly given to the debtor/s by the secured creditor no later than 30 days prior to the date of the foreclosure sale, in writing, and sent by registered (or certified) mail, return receipt requested, to the property address (or such other address as the debtor may have designated by written notice to the secured creditor), consisting of a copy of the published legal advertisement of said sale (or a copy of the legal advertisement as provided to the newspaper), and mailed as aforesaid; all as required by the Official Code of Georgia Annotated Sections 44-14-162 and 4414162.2. The name, address and telephone number of the individual or entity who has the full power to negotiate, amend, and modify all terms of the security deed is: Robbie Tenney at United Bank, 308 Thomaston St., Barnesville, GA 30204, phone: (770) 358-8047. By: William D. Lindsey, Attorney for United Bank William D. Lindsey, Attorney at Law, 342 College Dr., 342 College Dr., Barnesville, Ga. 30204, Phone: 770-358-1188. (11-3)(4)(p)(ts)(aff)gpn11 Notice of Sale Under Power, Georgia, Lamar County This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Kenneth B. Hicks and Robert B. Hicks to Mortgage Electronic Registration Systems, Inc., dated October 18, 2007, recorded in Deed Book 657, Page 16, Lamar County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP. fka Countrywide Home Loans Servicing, LP. by assignment recorded in Deed Book 711, Page 56, Lamar County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of One Hundred Thousand and 0/100 Dollars ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lamar County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: Exhibit ‘A’ All that tract or parcel of land lying and being in Land Lot 170 of the 3rd Land District of Lamar County, Georgia, containing 2.02 acres, more or less, together with all improvements thereon, lying on the eastern side of Rock Springs Road, and being more particularly described as Lot 10 upon a certain Plat of survey entitled “Final Plat Rock Springs Corner Subdivision” prepared by C. R. Perdue, Jr., GA. RLS No. 2559, date December 3, 1996, and recorded in Plat Book 13, Page 233, Lamar County, Georgia records. Said Plat, together with the metes, bounds, courses and distances as shown thereon in hereby incorporated into and made a part of this description as if set out fully herein. For title reference see deed in book 425 Page 257. MR/mcs 12/1/09 Our file no. 51788009 – FT7 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kenneth B. Hicks or a tenant or tenants and said property is more commonly known as 150 Rock Springs Rd., Milner, Georgia 30257. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP. fka Countrywide Home Loans Servicing, LP. as Attorney in Fact for Kenneth B. Hicks and Robert B. Hicks McCalla Raymer, LLC, 1544 Old Alabama Road, Roswell, Georgia 30076 www.foreclosurehotline.net MR/mcs 12/1/09 Our file no. 51788009-FT7 (11-3)(4)(ts)(aff)(p)gpn11 Notice of Sale Under Power. State of Georgia, County of Lamar. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Anna Jackson to Mortgage Electronic Registration Systems, Inc. (“MERS”) As nominee for America’s Wholesale Lender, dated 02/07/2007, and Recorded on 02/15/2007 as Book No. 614 and Page No. 190-202, Lmar County, Georgia records, as last assigned to The Bank Of New York Mellon FKA The Bank Of New York, As Trustee For The Certificateholders Asset-Backed Certificates, Series 2007-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $126,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the Lamar County Courthouse within the legal hours of sale on the first Tuesday in December, 2009, the following described property: All that tract or parcel of land lying and being in the city of Barnesville, Lamar County, Georgia, and in Land Lot 86 of the 7th Land District of said county, being a house and lot on the southeast side of Redbud Drive in said city, containing 0.87 acres and being more particularly described as Tract “A” upon a certain plat of survey entitled, “Property for Mary Ann Leverette” prepared by Conkle-Lane & Associates, Registered Land Surveyors, dated October 3, 1990, as revised October 9, 1990, and recorded in Plat Book 11, Page 136, in the office of the Clerk, Superior Court, Lamar County, Georgia. Said plat, together with the metes, bounds, courses and distances shown thereon, is hereby incorporated into and made a part of this description as if set out fully herein. This property is known as No. 370 Redbud Drive according to the present house numbering system in use in the city of Barnesville. This is the same property which was conveyed to a Carson Selph by Warranty Deed dated October 16, 1990, from Mary Ann Leverett, as trustee of the Meeks Family Trust, as recorded in Deed Book 143, Page 418, said records. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP, PTX-C-32, Foreclosure 7105 Corporate, Plano, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 370 Redbud Dr., Barnesville, Georgia 30204 is/are: Anna Jackson or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. The Bank of New York Mellon FKA The Bank of New York, as trustee for the certificateholders asset-backed certificates, Series 2007-4 as Attorney in Fact for Anna Jackson. This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. 2009 0031412645 Barrett, Daffin & Frappier, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398. (11-3)(4)(ts)(p)(aff)gpn11 Notice of Sale Under Power, Georgia, Lamar County. This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Mark H. Kokoska, Sr. to Mortgage Electronic Registration Systems, Inc., dated December 13, 2006, recorded in Deed Book 606, Page 108, Lamar County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP. by assignment recorded in Deed Book 696, Page 347, Lamar County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of Sixty-Eight Thousand and 0/100 Dollars ($68,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lamar County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: Exhibit ‘A’ All that tract or parcel of land situate, lying and being in Land Lot 249 of the 3rd Land District of Lamar County, Georgia, and being known and designated as Lot 60 on a certain Plat of Survey Entitled “Property Survey for Sherman G. Baggarley Sr” prepared by John W. Dye, Surveyor, dated February 24, 1987 and recorded in Plat Book 9, Page 251, Clerk’s Office, Lamar Superior Court, which Plat is by this reference incorporated herein and made a part of this description. Also conveyed herewith is all of grantor’s right, title and interest in and to a perpetual, non-exclusive easement for ingress and egress to and from subject property over, across and upon (a) that certain roadway designated as Lakeside Circle on a certain Plat of Survey prepared by John W. Dye, surveyor, dated January 24, 1987, and recorded in Plat Book 9, Page 265, Clerk’s Office, Lamar Superior Court, and also shown on a certain Plat of Survey prepared by John W. Dye, Surveyor, dated February 24, 1987, and recorded in Plat Book 9, Page 264, Clerk’s Office, Lamar Superior Court; and (b) that certain roadway designated as Smith Road on a certain Plat of Survey prepared by John W. Dye, Surveyor, dated January 24, 1987, and recorded in Plat Book 13, Page 193, Clerk’s Office, Monroe Superior Court, and also recorded in Plat Book 9, Page 265, Clerk’s Office, Lamar Superior Court, which plats are by this reference incorporated herein and made a part hereof. Said property is subject to restrictive covenants recorded in Deed Book 124, Page 330, Lamar County, Georgia Records. MR/vxv 12/1/09 Our file no. 5374509 – FT7 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Mark H. Kokoska, Sr. or a tenant or tenants and said property is more commonly known as 122 Lakeside Circle, Jackson, Georgia 30233. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP. fka Countrywide Home Loans Servicing LP. as Attorney in Fact for Mark H. Kokoska, Sr. McCalla Raymer, LLC, 1544 Old Alabama Road, Roswell, Georgia 30076 www.foreclosurehotline.net MR/vxv 12/1/09 Our file no. 5374509-FT7 (11-3)(4)(ts)(aff)(p)gpn11 Notice of Sale Under Power, Georgia, Lamar County. By virtue of a Power of Sale contained in that certain Security Deed from Herman Bruce McKemie and Gina Darlene McKemie to American Equity Mortgage, Inc., dated March 12, 2003, recorded March 24, 2003, in Deed Book 411, Page 232-247, Lamar County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty-Three Thousand and 00/100 dollars ($123,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lamar County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property: All that lot, tract or parcel of land situate, lying and being in Land Lot 6 of the Third Land District of Lamar County, Georgia, and being more particularly shown and designated as Tract “A” on a plat of survey entitled “Property Survey for William P. Kurtz”, prepared by Kenneth E. Presley, Associates, Inc., Registered Land Surveyor, dated August 1, 977, a copy of which said plat is recorded in Plat Book 7, a copy of which said plat is recorded in Plat Book 7, Page 278, of the Superior Court Records of Lamar County, Georgia, and which said plat, together with the metes, bounds, courses and distances shown thereon with respect to said property is incorporated herein and made a part hereof as fully as if set out herein. From said plat said Tract “A” contain 1.95 acres. Said property is commonly known as 187 Morgan Dairy Road, Griffin, GA 30224. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Herman Bruce McKemie and Gina Darlene McKemie, Gina Darlene McKemie, Herman Bruce McKemie, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP as Attorney in Fact for Herman Bruce McKemie and Gina Darlene McKemie Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-669-6087 Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092; Telephone Number: 888-890-5309; Case No. BAC-09-02020-6. www.rubinlublin.com/property-listings:php (11-3)(4)(p)(ts)(aff)gpn11 Notice of Sale Under Power, Georgia, Lamar County Because of default in the payment of the indebtedness, secured by a Security Deed executed by Rhonda Bailey f/k/a Rhonda Mullin to Mortgage Electronic Registration Systems, Inc. dated July 26, 2007 in the amount of $175,000.00, and recorded in Deed Book 637, Page 208, Lamar County, Georgia Records; as last transferred to The Bank of New York Mellon Trust Company, National Association as grantor trustee of the Protium Master Grantor Trust by assignment; the undersigned, The Bank of New York Mellon Trust Company, National Association as grantor trustee of the Protium Master Grantor Trust pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Lamar County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: Parcel M09-031 A certain tract or parcel of land in Lamar County, in the State of Georgia, described as follows: All that lot, tract or parcel of land situate, lying and being in the City of Milner, Lamar County, Georgia and designated as Tract II containing 0.68 acres as shown on plat of survey entitled Survey for S. Carole Wilson, dated February 10, 2005, prepared by Butler Land Survey, Inc., which said plat with the metes, bounds, courses and distanced as shown thereon is incorporated herein and made a part hereof. Beginning at a point on the North Right of Way line of Liberty Hill Street which marks the Southeast corner of Tract One as shown in Deed recorded at Deed Book 512, Page 285 Lamar County Superior Court Records, and running thence in an Easterly direction along the North Right of Way line of Liberty Hill Street a distance of 155.09 feet, thence North 12 degrees 27 minutes 00 seconds West a distance of 187.40 feet, thence South 78 degrees 41 minutes 00 seconds West a distance of 158.25 feet, thence South 13 degrees 23 minutes 52 seconds West a distance of 189.34 feet to the Point of Beginning. The above described property is bounded on the North and East by property now or formerly owned by Doyle Ray Bryant, on the South by Liberty Hill Street and on the West by Tract One owned by Praxis Development, LLC. Located on the above described property is a dwelling known and designated as 180 Liberty Hill Road, Milner, Georgia. The acreage indicated in this legal description is solely for the purpose of identifying said Tract and is not to be construed as to insuring the quantity of land. Property Address (for Informational Purposes Only): 180 Liberty Hill Street, Milner, GA 30257. which has the property address of 180 Liberty Hill Street, Milner, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Rhonda Bailey f/k/a Rhonda Mullin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. The Bank of New York Mellon Trust Company, National Association as grantor trustee of the Protium Master Grantor Trust Attorney in Fact for Rhonda Bailey f/k/a Rhonda Mullin Anthony DeMarlo, Attorney/llawson, McCurdy & Candler, L.L.C., (404) 373-1612 www.mccurdycandler.com File No. 09-24842 /CONV This law firm is acting as a debt collector and is attempting to collect a debt. Any information obtained will be used for that purpose. (11-3)(4)(x)(ts)(aff)gpn11 Notice of Sale Under Power in Deed to Secure Debt, State of Georgia, County of Lamar By virtue of the Power of Sale contained in the Deed to Secure Debt given by P D S Homes, Inc., A Georgia Corporation to McIntosh State Bank, dated May 16, 2008, and recorded May 27, 2008 in Deed Book 671, Page 101, Lamar County Georgia records, said Deed to Secure Debt being given to secure a loan note dated May 16, 2008, in the original principal amount of $450,000.00, last modified December 16, 2008, there will be sold at public outcry for cash to the highest bidder before the Courthouse door of Lamar County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by McIntosh State Bank, as attorney-in-fact for P D S Homes, Inc., A Georgia Corporation, the following described property: All that tract or parcel of land lying and being in Land Lots 187 and 188 of the 7th Land District of Lamar County, Georgia, containing 30.06 acres as described on that certain plat of survey prepared for Robert and Cindy Smith by Jordan Engineering dated May 2, 2008. The debt secured by said Deed to Secure Debt has been and is hereby declared due and payable because of non-payment of monthly installments on said loan note. Said property will be sold subject to the following encumbrances. (1) Outstanding ad valorem taxes and/or assessments, if any, and all prior encumbrances of record. To the best of the undersigned’s knowledge and belief, the party/parties in possession of the property is/are P D S Homes, Inc.. McIntosh State Bank, as attorney-in-fact for P D S Homes, Inc., A Georgia Corporation By: Mark C. Walker, Attorney for McIntosh State Bank, 280 Country Club Drive, Suite 200, Stockbridge, Georgia 30281, (770) 389-4864 This law firm is attempting to collect a debt and any information obtained will be used for that purpose. (11-3)(4)(x)(ts)gpn11 Notice of Sale Under Power, Georgia, Lamar County. Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kristen Leigh Slagle to Mortgage Electronic Registration Systems, Inc. dated April 25, 2007 in the amount of $120,176.00, and recorded in Deed Book 625, Page 284, Lamar County, Georgia Records; as last transferred to First Horizon Home Loans, a division of First Tennessee Bank National Association by assignment; the undersigned, First Horizon Home Loans, a division of First Tennessee Bank National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009, during the legal hours of sale, at the Courthouse door in Lamar County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 190 of the 2nd Land District of Lamar County, Georgia, containing 2.01 acres, as shown on plat of survey entitled Property Survey for Dawn Williams, dated August 11, 2000, prepared by G. Tim Conkle, Registered Land Surveyor, a copy of which said plat of survey if recorded in Plat Book 14, Page 149, in the Office of the Clerk of Superior Court of Lamar County, Georgia, and, by reference, said plat of survey, together with the metes, bounds, courses and distances as shown thereon, is incorporated herein and made a part of this description. Located on the above described property is a dwelling known and designated as 394 McLean Road, Milner, Georgia. which has the property address of 394 McLean Road, Milner, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Kristen Leigh Slagle and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. First Horizon Home Loans, a division of First Tennessee Bank National Association Attorney in Fact for Kristen Leigh Slagle Anthony DeMarlo, Attorney/awilby, McCurdy & Candler, L.L.C., (404) 373-1612 www.mccurdycandler.com File No. 08-10611 /FHA This law firm is acting as a debt collector and is attempting to collect a debt. Any information obtained will be used for that purpose. (11-3)(4)(x)(tf)(aff)gpn11 State of Georgia, County of Lamar, Notice of Sale Under Power. Because of a default in the payment of the indebtedness secured by a Security Deed executed by Richard S. Stevens to Southern Crescent Mortgage & Investment Corp. dated December 21, 2004, and recorded in Deed Book 511, Page 46, Lamar County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $127,991.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being situate in Land Lot 62 of the 32nd Land District, Lamar County, Georgia, containing 2.912 acres, lying on the western side of Steele Road, and being more particularly described as Lot 1, as shown on plat entitled “Subdivision Survey for Regional Properties, Inc.” and recorded in Plat Book 13, Page 95, Lamar County, Georgia Records, which plat is incorporated herein by reference for a more complete description. Transferred herewith is the manufactured home with VIN #DSEAL16116ABC, being Model EX-5641-S, Southern Energy, which, by intention of the parties, shall constitute a part of the Realty and shall pass with it. Said property is known as 312 Steele Road, Milner, GA 30257, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Richard S. Stevens, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Richard S. Stevens, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, N.A. as Attorney-in-Fact for Richard S. Stevens File no. 09-013449 Shapiro & Swertfeger*, Attorneys and Counselors at Law, 2872 Woodcock Blvd., Suite 100, Atlanta, GA 30341-3941, (770)220-2535/AB www.swertfeger.net * The law firm is acting as a debt collector. Any information obtained will be used for that purpose. (11-3)(4)(p)(ts)(aff)gpn11 Notice of Sale Under Power, Georgia, Lamar County This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Casey O Dewitt and Jennifer Anne Tidwell to Mortgage Electronic Registration Systems, Inc., dated March 17, 2008, recorded in Deed Book 662, Page 226, Lamar County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Lamar County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of One Hundred Thirty-Four Thousand Nine Hundred Thirty-Four And 0/100 Dollars ($134,934.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lamar County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: Exhibit ‘A’ All that Lot, Tract or parcel of land situate, lying and being in Land Lots 31 and 34 in the City of Milner, Lamar County, Georgia, and being Lot 25 as shown on Plat of survey entitled “Final Plat for Fieldcrest Subdivision”, dated June 20, 2006, prepared by Scanlon Engineering Services, Inc., and recorded At Plat Book 15, Page 329-333, Lamar County Superior Court Records, which said Plat together with the metes, bounds, courses and distances shown thereon is incorporated herein by reference and made a part hereof as fully as if set out herein. MR/wxc 12/1/09 Our file no. 52437109 – FT4 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Casey O Dewitt and Jennifer Anne Tidwell or a tenant or tenants and said property is more commonly known as 182 Meadowbrooke Dr, Milner, Georgia 30257. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Casey O. Dewitt and Jennifer Anne Tidwell McCalla Raymer, LLC, 1544 Old Alabama Road, Roswell, Georgia 30076 www.foreclosurehotline.net MR/wxc 12/1/09 Our file no. 52437109-FT4 (11-3)(4)(p)(ts)(aff)gpn11 Notice of Sale Under Power, Georgia, Lamar County. This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Ricky E. Viars, Sr. to Southern Horizon Bank, dated September 30, 2003, recorded in Deed Book 443, Page 185, Lamar County, Georgia Records, as last transferred to Suntrust Mortgage Inc. by assignment recorded in Deed Book 512, Page 121, Lamar County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of Ninety-Six Thousand Seven Hundred and 0/100 Dollars ($96,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lamar County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: Exhibit ‘A’ All that tract or parcel of land lying and being in Land Lot 132 and 133 of the 3rd District of Lamar County, Georgia, being more particularly described as “193 HWY 36 East Milner, GA 30257, AREA=87, 382 SF=2.00 AC+/-” on a plat of survey entitled “A Part of Lot B-10 of Barklen Subdivision for Ricky E. Viars, Sr.” prepared by DeLoach Engineering Consultants, Registered Land Surveyor No. 6309, dated September 26, 2003, recorded in Plat Book 14, page 472, Lamar County Records. The description of said property as contained on said plat is hereby incorporated herein and by reference made a part hereof. MR/nh5 12/1/09 Our file no. 5289508 – FT2 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ricky E. Viars, Sr. and Companion Properties, LLC or a tenant or tenants and said property is more commonly known as 1932 Hwy 36, East, Milner, Georgia 30257. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Suntrust Mortgage Inc. as Attorney in Fact for Ricky E. Viars, Sr. McCalla Raymer, LLC, 1544 Old Alabama Road, Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 12/1/09 Our file no. 5289508-FT2 (11-3)(4)(p)(ts)(aff)gpn11 Notice of Sale Under Power, Georgia, Lamar County. This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Ricky E. Viars, Sr. to Southern Horizon Bank, dated February 25, 2005, recorded in Deed Book 512, Page 217, Lamar County, Georgia Records, as last transferred to National City Bank by assignment recorded in Deed Book 512, Page 236, Lamar County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of One Hundred Thirty-Five Thousand and 0/100 Dollars ($135,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lamar County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: Exhibit ‘A’ All that tract or parcel of land lying and being in Land Lot 132 of the 3rd Land District of Lamar County, Georgia, containing 2.0 acres more or less, and being “Tract 0-2, Parcel 2” on that plat of survey entitled “A Part of Tract C-2 Georgia Woodlands Inc”, prepared by Robert E. DeLoach, Jr., GA RLS No. 1483, and being more particularly described as follows: Beginning at a point at the intersection of the southerly right of way of State Road 36 (100’ R/W) at is intersection with the westerly right of way of High Falls Park Road; thence south 77 degrees 53 minutes 42 seconds west a distance of 459.04 feet to a point on the southerly right of way of State Road 36; thence along said right of way along the arc of a curve to the right, said curve having a radius of 1994.00 feet, a chord bearing of north 78 degrees 44 minutes 52 seconds east, and a chord distance of 59.35 to a point on the southerly right of way of State Road 36 and the Point Of Beginning; thence south 04 degrees 01 minutes 09 seconds east a distance of 479.87 feet to a point; thence south 87 degrees 26 minutes 46 seconds west a distance of 61.48 feet to a point; thence south 02 degrees 33 minutes 14 seconds east a distance of 138.39 feet to a point; thence south 87 degrees 26 minutes 46 seconds west a distance of 100.00 feet to a point; thence north 02 degrees 33 minutes 14 seconds west a distance of 964.35 feet to a point located on the southerly right of way of State Road 36; thence along said right of way along the arc of a curve to the left, said curve having a radius of 1994.00 feet, a chord bearing of north 81 degrees 45 minutes 19 seconds east, and a chord distance of 149.98 feet to a point on the southerly right of way of State Road 36 and the Point Of Beginning. This being a portion of the property conveyed to Ricky E. Viars, Sr. by Lennett Mitchell via Warranty Deed dated October 28, 2003, and recorded in Deed Book 446, Page 319, Lamar County Superior Court Records. MR/brp 12/1/09 Our file no. 52461909 – FT1 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Mortgage Co., 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of

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